The Best Apps for Making Money

The Best Apps for Making Money

Making a few more dollars can be as straightforward and simple as that.

If you want to use your phone to generate some additional money in your leisure time, one option to consider is downloading an app that can make money for you. A mobile app or browser extension is called a “money-making app” if it lets you make extra money by selling goods and services, getting cash back, or doing both.

The best applications for making money are those that don’t cost anything to download, have a wide variety of different options for users to make money, are compatible with both iOS and Android devices, and pay off rapidly.

The Top 7 Applications for Making Money in 2022 


  • Free of cost.
  • Payments through PayPal can be accepted.
  • Available on both the iOS and Android operating systems 


  • Cost-free
  • Over 3,500 stores are available.
  • Cashback is available for use on purchases made in-store.


  • In order to get the payout electronically, you need to have a PayPal account.
  • Checks are used to transmit payments that are not made electronically.
  • Payouts at the end of each quarter

Why Did We Go With It?

Users of the shopping app Rakuten, which was formerly known as Ebates, have the ability to search for and shop using in-store and online exclusive coupons, scan things to compare prices, and get money back on certain purchases made from particular shops such as Macy’s, Marriott, and Sephora. Customers have the option of making purchases through either the mobile app or the browser extension.

The operation is as follows: In order to begin shopping using the platform, you will first need to create a free account and then download either the app or the extension. When you shop from Rakuten’s list of more than 3,500 qualifying merchants, you’ll earn a portion of your cash back (also known as a rebate) once you’ve made a purchase at one of those stores.

Although cashback on a transaction is typically between one and two percent of the total, depending on what you purchase, you can earn up to ten percent of the total. When you sign up for a Rakuten credit card, you have the potential to earn additional cashback rewards. Also, new users can get a $10 welcome bonus if they make at least $25 worth of eligible purchases within the first ninety days of signing up for the service.

If you have accumulated at least $5.01 in cash back, you will be eligible for a payout once every three months. You can choose to get your money digitally through PayPal or in person through the mail with a check.


  • Free is the price.
  • Gift cards are used as a form of payment.
  • Available on both the iOS and Android operating systems 


  • Simply entering a store that is a partner will get you prizes.
  • Alternative methods for gaining points in the game
  • Rewards programs are available at over 250,000 different retail locations.


  • You can only exchange points for gift cards at this time.
  • only available on the corresponding mobile apps; there is no browser support.

Why Did We Go With It?

Shopkick could be a nice way to make some extra money for people who enjoy shopping both in physical stores and on the internet. It is a rebate-based program, similar to Rakuten’s, but rather than receiving cash back, you receive points (called “kicks”) that you may accrue and then redeem for gift cards.

Shopkick requires that you create an account, download the app, and carry out one or more of the specified tasks before you may use the service. Some of the things you can do are go into a store, scan the barcodes of certain items (with or without buying them), buy a qualifying item with a credit card linked to your Shopkick account, or watch a movie within the app.

Shopkick has partnerships with more than 250,000 physical retail locations (and more than 80 online stores), so it should not be difficult to find one in your area. You have the opportunity to earn gift cards to big businesses such as Target, Amazon, and Starbucks, among others.


  • Free is the price.
  • Bank accounts, gift cards, and PayPal can all be used as methods of payment.
  • Available on both the iOS and Android operating systems 


  • Get your hands on some liquid cash.
  • compatible with both the mobile app and an extension for the browser,
  • Withdraw cash at a low minimum.


  • Compared to other applications, the cashback is lower.
  • It’s possible that regional and local stores won’t count as eligible retail locations.

Why Did We Go With It?

Ibotta is yet another app that gives you the opportunity to earn cash back on your purchases, whether you make them in person or online. To make money with this method, just as with the others, you will need to sign up for a free account and download either the app or the browser extension.

After that, you have three options to choose from in order to get your money back: When you make a purchase of an eligible item, you will need to upload a photo of your receipt to the app. Before you go shopping, link a store loyalty card to your ibotta account so that you can take advantage of special deals and make purchases at participating retailers using the ibotta app or website. Users can also earn more cashback by telling their friends about the program or by buying gift cards.

Ibotta’s requirement that you perform in-app chores before gaining access to its money-saving features is one of the app’s few drawbacks. It does not take up an excessive amount of time, but depending on how much spare time you have, it could be a problem for you. You will also need to manually upload receipts, and there are only roughly 300 stores that qualify as approved shops. On the other hand, you don’t have to wait for checks because you can get cash transferred straight into your ibotta account, from which you can then withdraw it.


  • Participation is completely free, and revenues are shared 50/50 with the app.
  • PayPal is the method of payment.
  • Available on both the iOS and Android operating systems 


  • It doesn’t require a DSLR camera.
  • There is no required minimum amount to withdraw cash.


  • Only payments made through PayPal will be accepted.
  • At the very least, one full month must pass following a withdrawal for a payment to be processed.

Why Did We Go With It?

Foap is a money-making software for Apple and Android devices that makes it simple to sell your images and films. This app is ideal for aspiring photographers and videographers who want to make some extra cash. To make use of it, you will first need to download the associated mobile application, then set up an account, and then add your own photographs and videos to an online portfolio.

You will receive payment for your work if it is purchased on Foap by an agency, brand, or other user of the platform. However, you should be informed that you will split the revenues with the app on a 50/50 basis. If Foap is able to sell a photo for $10, then you will earn $5. But a single photograph may be sold more than once, and each sale may bring in a good amount of money.

You can also contribute photos or videos to a project, which Foap calls a “mission,” for the chance to get paid more for your work.

Acorns are the best investment for buyers. 

  • Depending on your plan, the cost is either $3 or $5.
  • Only a transfer from a checking account will be accepted as a method of payment.
  • Available on both the iOS and Android operating systems 


  • No minimum deposit is necessary.
  • It is simple to invest one’s money.
  • Options for Individual Retirement Accounts, Bitcoin, and Checking Accounts


  • Expensive fees for minor accounts
  • The account balance shifts in response to market conditions.

Why Did We Go With It?

Acorn is a micro-investing program that lets you invest in exchange-traded funds (ETFs), grow your retirement fund, diversify your portfolio, and even invest in cryptocurrencies.

Your account will be funded by allowing Acorns to round up purchases made with a connected account to the next dollar. Your spare change will then be automatically invested into a portfolio of exchange-traded funds (ETFs), which are diversified across 7,000 equities and bonds. Acorns also allows you to sign up for recurring investments, which means that you can invest a few dollars on a daily basis to help your portfolio grow even faster.

Acorns even has a list of Found Money partners, which allows customers to invest a percentage of their purchase with top businesses when they use the Acorns app to shop with those businesses.Choose an ESG fund (which stands for environmental, sustainable, and governance) if you are an investor who is particularly concerned about the environment.

A personal account with Acorns costs $3 per month, while a family account costs $5 per month. If you wish to open an investment account for your children, you will need to open a family account. A diversified portfolio, automatic rebalancing, investment support from Acorns’ support team, and mobile access to all of your accounts are included in this price, though. You can also make use of the other services that the company provides, such as Acorns Spend, an individual retirement account (IRA), a bank account, and a debit card.

Best for Surveys: Google Opinion Rewards 

  • Free of cost
  • Only PayPal is accepted as a payment method.
  • Available on both the iOS and Android operating systems Pros


  • The minimum amount of $10 is required for withdrawals.
  • When there is a survey available, users will be notified immediately via automatic means.
  • Making money does not entail any kind of transaction on your part.


  • Only payments made through PayPal will be accepted.
  • Survey availability varies.

Why Did We Go With It?

This app could be a wonderful alternative for you if you enjoy sharing your thoughts with others and would like to be compensated for doing so.

Downloading the survey app and taking a few minutes out of your day to provide feedback on a wide range of topics, from hotels to television shows to local businesses, is required in order to take advantage of this feature. It’s a fantastic opportunity to earn some additional money in your spare time, whether you’re riding the train to work, waiting in line at the bank, or eating lunch at your desk.

Each survey that you do and submit will earn you either Google Play credits or payment through PayPal. It pays from $0.10 to $1 for every poll, and users of both Apple and Android devices are eligible to participate. On the other hand, your credits may become invalid after a year, and the app may gather information about you.


  • Free is the price.
  • There is no way to withdraw money.
  • Available on both the iOS and Android operating systems 


  • The user incurs no costs.
  • You have access to over 600 partners with whom you can trade your prizes.


  • You are unable to convert awards into cash.
  • Earnings that are low for the majority of users

Why Did We Go With It?

Sweatcoin is an app that encourages individuals to get active by rewarding them with cryptocurrency for their efforts. In order to make use of it, you will need to register for an account, download the Sweatcoin app, and ensure that the software is always active in the background on your mobile device. Then, get moving.

For every 1,000 steps you take, you will receive 0.95 Sweatcoins as a reward. When you have accumulated a sufficient number of Sweatcoins, you will be able to trade them in for a variety of rewards, like anti-gravity yoga lessons, a membership to Audible, and even vacations. There are also weekly charity events where you can use your Sweatcoins to raise money for one of the app’s partner charities. If you don’t want to use your earnings to buy things, you can convert them into cryptocurrency instead.

Most items cost about 20,000 Sweatcoins, which means that if you walk 10,000 steps every day, it may take you a long time to earn enough currency to buy them.

What Exactly Is an Application That Makes Money?

A money-making app is a piece of software that may be installed on a mobile device (such as a smartphone or tablet) or as a browser extension, and it provides users with a number of different opportunities to generate a financial gain. For instance, some may pay you a tiny charge to keep the app running in the background, and others may offer you cash back if you spend at particular stores or establishments. When you take part in activities like exercise or surveys for other people, you can earn money.

How much does it cost to download an app that makes money?

The vast majority of applications that can help you make money can be downloaded for free. However, some may require payment for the initial download, ongoing subscription, or continued use of the app. And in order to get your money back via rebate applications such as Rakuten, you will need to make a purchase first.

Be sure to read the fine print before you sign up for anything, so that you have an idea of what to anticipate, and don’t expect a money-making app to completely replace your current source of income. However, it may provide you with some more cash or gift cards that you may put away for later use.

How We Chose the Most Profitable Mobile Applications

In order to determine the best apps for making money, we considered a number of factors, such as the functions and tools that the app provides, how it assists you in making money, the history and reputation of the company, and when and how you are paid, be it in cash, gift cards, or some other form. We also looked into how easy it was to sign up for and use the service, as well as the number of merchant partners and how often funds are sent out.

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