Fitbits and Apple Watches have unquestionably become a part of our daily life. How Can I Get Apple or Fitbit Watch Coverage Through My Health Insurance? What companies provide it, and what are the risks involved? I'll attempt to answer these questions in this essay.
These gadgets have us covered, whether it's counting our daily steps or logging our health data. Furthermore, people utilize these devices to compete against their family and friends. Overall, these devices are a great approach to establishing good behaviors that will help you live a healthier life.
What could be better? In today's world, life insurers are developing an optional program that rewards customers for adopting healthy habits.
Furthermore, users can get points for meditating or keeping track of their daily jogs. They can use those points to compensate for purchases made on Amazon and other sites. It also allows them to save money on insurance rates on occasion.
Are you looking for health insurance for your wearables? Let's take a closer look at it:
Additional Reading: Which VO2 Max Watch Is Most Accurate?
Additional Reading: Smartwatch Radiation - Health Risks & Protection Tips
After that, you'll need to create a unitedhealthcaremotion.com account.
There will be an option to open a new window as well as a store to purchase a fitness tracking device you currently own.
An "activation credit" may be applied to devices purchased or received as a gift if you use your own device.
Your device will be delivered to your home.
Then you'll need to set up your device, start walking to achieve your daily FIT (Frequency, Intensity, Tenacity) targets, and sync your device on a daily basis.
As a result, you'll be able to earn a daily reward that will be transferred three times a year into your HSA or HRA, as applicable.
In addition to collaborating with Fitbit, United Healthcare has also partnered with Apple to reward its staff.
Yes, you read that correctly. Why not receive an Apple Watch for free? The UnitedHealthcare Motion rewards program has enabled customers to do so.
It's a digitalized national Fitness initiative that allows plan participants who qualify to receive fitness trackers to earn more than $1,000 per year by meeting specified daily walking goals.
If you complete 500 steps in 7 minutes 6 times daily with a distance of at least an hour, you will earn $1.50 every day as a Frequency target.
Suppose if you reach 3,000 steps in half an hour each day, then you'll earn $1.25 every day as an Intensity target.
If you take 10,000 steps throughout the day, you will earn $1.25 for each "Tenacity" step.
Active Rewards for Vitality:
Vitality Active Rewards encourages and rewards individuals for getting more active with the Apple Watch. It also ties in nicely with the Vitality program's overarching goals and mission, which seek to promote better health and help people live healthier lives.
The initiative encourages insurance customers to exercise and achieve goals that earn them points by duplicating previous rewards. Over the course of two years, they may reduce or eliminate their monthly income in order to fund the Apple Watch.
Additional Reading: Let's Find Out The Smartwatches That Can Play Apple Music
Members at Vitality can reduce or eliminate their monthly costs by earning points for Advanced or Standard Workouts.
Get an Apple Watch Series 3 instead: This offer is valid for members of New VitalityLife, VitalityInvest, and New VitalityHealth. You must make an initial upfront payment to take advantage of this deal. Furthermore, you will be charged a monthly fee based on your degree of physical activity during the previous month.
Insurer Aetna teamed up with Apple to provide both consumers and recruiters with Apple Watch rebates. Aetna has made Fitness programs more enticing by including a gamification component. As a result, members will be more willing to participate and, as a result, may achieve better results.
The Attain by Aetna app is a breakthrough health experience created in collaboration with Apple.
This app connects your health history with the activities of your Apple Watch® to provide personalized goals, significant prizes, and achievable actions.
To put it another way, Attain is for everyone, from the casual gym-goer to fitness experts to parents who want to keep up with their kids while exercising.
By combining all of these elements, Attain has aimed to provide a cohesive health experience.
Participants must have an Apple Watch Series 1 or later version, as well as an iPhone 5S or later version, in order to participate in the Aetna program.
Additional Reading: Best Smartwatches For Diabetics
On the other hand, fitness trackers provide a wealth of information about your health, information that health insurance firms may use to advertise their products.
Suppose you're interested in learning more about the privacy risks associated with wearing a fitness tracker. In that case, I have a related piece on my website that you should check out.
Are you a current or former employee of the company mentioned above or a member of the program as mentioned above? Make the most of your fitness objectives by taking advantage of this chance. What a fantastic stress reliever! So, stay healthy and fit while saving money on healthcare by keeping track of your health and fitness.
Additional Reading: Best Fitness Watch For Yoga
I hope my information on how to get health insurance to cover the cost of an Apple or Fitbit Watch was helpful.